Terms and Conditions

Last updated: January 2026

1. Introduction

These Terms and Conditions govern the use of the Zen Budget mobile application and its related website (collectively, the “App”). By using the App, you agree to these Terms. If you do not agree, please do not use the App.

2. Purpose of the App

Zen Budget is a personal finance management application designed to help users track income and expenses. The App is provided for informational and organizational purposes only.

3. No Financial Advice

The App does not provide financial, investment, tax, or legal advice. Any information displayed in the App should not be considered professional advice. You are solely responsible for your financial decisions.

4. Data and Privacy

All data entered into the App is stored locally on your device. Zen Budget does not collect, transmit, or store personal data on external servers. For more information, please refer to the Privacy Policy.

5. Availability and Modifications

The App is provided “as is” and “as available”. The developer reserves the right to modify, suspend, or discontinue the App or any of its features at any time without prior notice.

6. Limitation of Liability

To the maximum extent permitted by law, the developer shall not be liable for any damages, losses, or issues arising from the use or inability to use the App, including but not limited to financial losses or data loss.

7. Third-Party Links

The App may include links to third-party services (such as donation or support platforms). Zen Budget is not responsible for the content, policies, or practices of third-party websites or services.

8. Changes to These Terms

These Terms and Conditions may be updated from time to time. Any changes will be published on this page. Continued use of the App after changes constitutes acceptance of the updated Terms.

9. Contact

If you have any questions about these Terms and Conditions, you may contact the developer through the official project channels.